Privacy Policy

Harbor Point Insurance ("we," "us," or "our") is committed to protecting the privacy of our clients, prospective clients, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Information You Provide Directly

We collect information you voluntarily provide when you:

• Request an insurance quote
• Submit a contact or inquiry form
• Communicate with us by phone, email, or text
• Enroll in or manage an insurance policy

This information may include your name, address, phone number, email address, date of birth, Social Security number, driver's license number, vehicle information, property details, and other information relevant to obtaining or managing insurance coverage.

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information including your IP address, browser type, referring URLs, pages visited, and time spent on the site. This information is used to improve our website and services.

Information from Third Parties

In the course of providing insurance services, we may receive information about you from insurance carriers, consumer reporting agencies, and other sources as permitted by law.

How We Use Your Information

We use the information we collect to:

• Provide, process, and manage insurance quotes and policies
• Communicate with you about your policy, renewals, and claims
• Respond to your inquiries and provide customer service
• Send you important notices and updates
• Comply with applicable laws and regulations
• Improve our website and services
• Contact you with relevant insurance offers (you may opt out at any time)

How We Share Your Information

We do not sell your personal information. We may share your information with:

• Insurance Carriers: To obtain quotes, bind coverage, and service your policies
• Service Providers: Third-party vendors who assist us in operating our business, subject to confidentiality agreements
• Legal Requirements: When required by law, court order, or governmental authority
• Business Transfers: In connection with a merger, acquisition, or sale of business assets

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your state of residence, you may have the right to access, correct, or delete your personal information. To exercise these rights, please contact us using the information below.

Cookies

Our website may use cookies to enhance your browsing experience. You can set your browser to refuse cookies, but some features of the site may not function properly as a result.

Children's Privacy

Our website is not directed to children under 13. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website with a revised effective date.

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