Commercial General Liability

Protect the Business You've Built

One lawsuit can cost more than a year of revenue. Commercial GL is the foundation every business needs — and we make sure you have the right limits.

What's Covered

Bodily Injury

Covers medical bills and legal costs if a customer or third party is injured at your location or job site.

Property Damage

Covers damage you cause to someone else's property during your business operations.

Personal & Advertising Injury

Covers claims of libel, slander, copyright infringement, and wrongful eviction.

Legal Defense Costs

Pays attorney fees and court costs even if the claim against you is groundless or frivolous.

Products & Completed Operations

Covers injury or damage caused by your products or completed work after the job is done.

Business Owner's Policy (BOP)

Bundles GL and commercial property into one policy at a lower combined cost — ideal for most small businesses.

Who It's For

Any Louisiana or Texas business — contractors, retailers, consultants, service businesses, restaurants, and more. Most clients and commercial leases require proof of CGL before you can work.

Why Harbor Point

We have access to specialty markets through Insur-Fi and First Connect for hard-to-place risks including restaurants, bars, contractors, and businesses with prior claims.

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We shop multiple carriers to find the best combination of coverage and price for your specific situation.

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