Commercial Auto Insurance

Your Personal Auto Policy Won't Cover Business Driving

If you or your employees drive for business purposes, a personal auto policy won't respond to a claim. Commercial auto fills that critical gap.

What's Covered

Business-Owned Vehicles

Covers vehicles titled to your business — vans, trucks, cars, and specialty vehicles used in business operations.

Hired & Non-Owned Auto

Covers employees using their personal vehicles for business errands and rented vehicles used for work.

Liability Coverage

Pays for injuries and property damage your business vehicles cause to others — with higher limits than personal auto.

Physical Damage

Collision and comprehensive coverage for your business vehicles — especially important for newer or financed vehicles.

Uninsured Motorist

Protects your business if your vehicle is hit by an uninsured driver while being used for business.

Fleet Coverage

Multiple vehicles on one policy with streamlined management — available through GEICO and other carriers.

Who It's For

Any Louisiana or Texas business where vehicles are used for deliveries, client visits, job site travel, or any other business purpose. If it moves and it's for business, it needs commercial coverage.

Why Harbor Point

Personal auto carriers routinely deny claims when they discover the vehicle was being used for business at the time of the accident. Don't find that out after a claim.

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We shop multiple carriers to find the best combination of coverage and price for your specific situation.

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